Pay My Bills competition terms and conditions
Anyone who enters the Competition (an "Entrant") will be deemed to have understood these Rules along with the Terms and Conditions and will be bound by them
The following rules are together with, and in addition to the kmfm competition terms and conditions which can be found here
Competition Rules.
To enter the Competition, an Entrant must text ‘Pay’ and the answer to the question as asked on air plus their name and postcode to 60099.
There will be one question each week to answer, w/c 5th/12th and 19th January 2026.
Texts are charged at £2.00 plus standard network rate. Send 2 correct entries and kmfm will give you 2 bonus entries into the draw.
Additional texts are charged at a cost of £2.00 plus standard network rate.
Entries are open and close on the follow dates and times:
Monday 5th Janaury 00:01am - 08:30am Friday 9th January 2026
Monday 12th January 00:01am - 08:30am Friday 16th January 2026
Monday 19th January 00:01am - 08:30am Friday 23rd January 2026
Entries sent before or after this time will not be included but may still be charged.
Entrants who find their text message does not send or may not receive an auto-response confirming their entry should contact their mobile phone network. Possible reasons for texts not sending or not receiving a confirmation can be - lack of funds, a block on premium rate, a cap on text allowance or an issue with the mobile network. A list of major network providers:
www.o2.co.uk
vodafone.co.uk
ee.co.uk
sky.com/help/home/sky-mobile
virginmedia.com/mobile
three.co.uk
giffgaff.com
Incomplete entries may not be included.
Entrants must be aged 16 or over to enter.
Entrants must be a resident in Kent and live in the BR, CT, DA, ME, or TN postcode areas.
Entrants must have a bank account.
kmfm limits the amount of entries to this competition to a maximum of 25 entries per person and advises against excessive use. Any entries submitted over that amount may be charged and not counted.
Once the competition closes one entrant will be chosen at random and phoned during kmfm Breakfast with Rob and Numi on Friday 9th/16th/23rd January 2026.
If the chosen entrant does not answer their phone after 2 attempts to call them for whatever reason another entrant will be chosen.
If the chosen entrant does not answer when spoken to for whatever reason, or the call goes to answer phone for whatever reason, including any technical faults before/during the call and it's not possible to re-establish the call, another entrant will be chosen at random.
A call will be recorded and played out on kmfm Breakfast.
The randomly chosen entrant will be required to have a conversation with the on air presenters and answer the question correctly.
Prize:
Week 1 (5th) - £1,000
Week 2 (12th) - £1,500
Week 3 (19th) - £2,000
The prize money will be paid via BACS to the winner's account only.
Payments can take up to 28 days.
